Website Disclaimer and Terms of Use
1. Interpretation and Definitions
Company Information
TRIPSORA CAPITALS LTD (Company Number: 16549250)
Registered Office: 124 City Road, London, United Kingdom, EC1V 2NX
Contact: [email protected]
In this document:
- "Company," "we," "us," or "our" refers to TRIPSORA CAPITALS LTD
- "Service" refers to our websites, mobile applications (iOS/Android), and related services
- "Websites" include tripsora.com, routeplanner.ai, tripbuilder.ai, trip-planner.ai, startlifedubai.com and stock-ideas.com
- "You" or "User" means any individual or entity accessing our Service
- "Content" means all information, data, text, software, graphics, or other materials
Document Control and Version History
Material Changes from Previous Version:
- Enhanced affiliate disclosure with specific UK CAP Code references
- Added commission rate ranges by category
- Strengthened editorial independence statements
- Expanded regulatory contact information including ASA complaint process
- Added quarterly review commitment for affiliate partnerships
Notification of Changes: Material changes to this document will be communicated via:
- Email notification to registered users (30 days advance notice)
- Prominent website banner for 30 days
- Updated "Last Modified" date in document header
2. Governing Law and Jurisdiction
Governing Law: This disclaimer is governed by the laws of England and Wales.
Jurisdiction:
- UK/EU Users: English courts have exclusive jurisdiction
- International Users: Disputes will be resolved through binding arbitration under London Court of International Arbitration (LCIA) rules, conducted in English in London
- Consumer Rights: Nothing in this clause affects your statutory consumer rights in your country of residence
3. Service Availability and Geographic Restrictions
Our Service is operated from the United Kingdom and intended for global use. However:
- Some features may not be available in all jurisdictions due to local laws
- We reserve the right to restrict access from certain countries
- Content may vary by geographic location
- Local laws in your jurisdiction may affect your use of our Service
4. General Disclaimer of Liability
Information Accuracy
The information on our Service is provided for general informational purposes only. While we strive for accuracy:
- We make no representations about the completeness, reliability, or accuracy of information
- Content is subject to change without notice
- We are not responsible for third-party content or services accessed through our platform
Limitation of Liability
To the maximum extent permitted by applicable law:
- We exclude all warranties, express or implied
- We are not liable for any direct, indirect, incidental, consequential, or punitive damages
- Our total liability shall not exceed the amount you paid for our Service in the 12 months preceding the claim
- This limitation applies regardless of the legal theory upon which the claim is based
UK/EU Consumer Rights: Nothing in this section excludes or limits our liability for death, personal injury, fraud, or other rights that cannot be excluded under UK/EU consumer protection laws.
5. Affiliate Marketing Disclosure
Transparency Statement
In compliance with:
- UK: Committee of Advertising Practice (CAP) Code, Advertising Standards Authority (ASA) guidelines, and Consumer Protection from Unfair Trading Regulations 2008
- US: Federal Trade Commission (FTC) guidelines
- EU: Unfair Commercial Practices Directive and consumer protection requirements
We participate in affiliate marketing programs. When you click certain links and make purchases, we may receive commissions at no additional cost to you. We comply with the UK CAP Code Rule 2.1, which requires all advertising to be "obviously identifiable," and the Consumer Protection from Unfair Trading Regulations 2008, which mandates clear disclosure of material commercial relationships.
Our Affiliate Partners Include:
Current as of December 18, 2025. This list is reviewed and updated quarterly.
- Travel Services (Commission: 3-15%): Ubigi (an NTT Transatel brand), Booking.com, Expedia.com, Travelpayouts, Nuitee, Kiwi.com, Stay22, Lulu Guldsmeden Hotels
- Activities & Experiences (Commission: 5-12%): GetYourGuide, Viator.com, Freetour, Musement, Exoticca
- Financial Services (Commission: up to 15%): Interactive Brokers, Paxful, TradingView, American Express
- Education & Other Services (Commission: 4-10%): italki.com, Bookshop.org, Shareasale network partners
Disclosure Standards and Placement:
We ensure affiliate relationships are transparently disclosed:
- Clear Labeling: Affiliate links are marked with "Ad," "Affiliate," "Partner Link," or similar designation immediately adjacent to the link
- Prominent Placement: Disclosures appear at the beginning of content containing affiliate links, before users engage with commercial recommendations
- Mobile Optimization: Disclosures are visible on all devices without requiring scrolling or expansion
- Unambiguous Language: We use plain English that clearly explains our commercial relationship
- Materiality Threshold: We disclose all affiliate relationships regardless of commission size
Editorial Independence and Integrity:
Our Commitment to Users:
- Independent Review Process: Editorial and commercial teams operate separately; recommendations are not influenced by commission rates
- Research-Based: Product and service recommendations are based on testing, research, user feedback, and objective criteria
- Selective Partnerships: We only promote products/services we believe provide genuine value to our users
- Disclosure Over Profit: We decline partnerships that conflict with user interests or require non-disclosure
- Regular Review: Affiliate partnerships are evaluated quarterly for continued relevance and value
- User Feedback: We consider user experiences when maintaining affiliate relationships
Your Rights:
- Affiliate commissions never increase the price you pay
- You are never obligated to use affiliate links
- You may navigate directly to service providers if you prefer
- Our content remains freely accessible regardless of affiliate link usage
Ongoing Monitoring:
We maintain transparency through:
- Quarterly Reviews: Affiliate partner list updated every three months
- Compliance Audits: Regular internal reviews of disclosure practices
- User Reporting: Mechanism for users to report unclear or missing disclosures
- Documentation: Records maintained of all affiliate relationships and disclosure practices
6. Third-Party Content and External Links
External Websites
Our Service contains links to third-party websites and services. We:
- Do not control or endorse external content
- Are not responsible for third-party privacy practices
- Do not guarantee the accuracy of external information
- Recommend reviewing third-party terms and privacy policies
User-Generated Content
Users are solely responsible for:
- Content they submit or post
- Compliance with applicable laws
- Any legal consequences of their submissions
- Obtaining necessary permissions for copyrighted material
7. Data Protection and Privacy
GDPR Compliance (EU Users)
Under the General Data Protection Regulation:
- You have rights to access, correct, delete, and port your data
- You may withdraw consent for data processing
- We maintain a separate Privacy Policy detailing our data practices
- Our Data Protection Officer can be contacted at [email protected]
International Data Transfers
We may process data in countries outside your residence. We ensure adequate protection through:
- Standard Contractual Clauses approved by the European Commission
- Adequacy decisions where applicable
- Other legally recognized transfer mechanisms
8. Intellectual Property
Our Rights
All content, trademarks, and intellectual property on our Service are owned by us or licensed to us.
Fair Use and Copyright
- We respect intellectual property rights
- Use of copyrighted material follows fair dealing/fair use principles
- To report copyright infringement: [email protected]
- We respond to valid takedown notices under applicable copyright laws
User License
You grant us a non-exclusive, royalty-free license to use content you submit for Service operation and improvement.
9. Age Restrictions and Parental Consent
- Minimum Age: 13 years (16 in EU for direct consent)
- Ages 13-18: Parental consent required in most jurisdictions
- Parental Controls: Parents may request deletion of minor's data
- Age Verification: We may request proof of age or parental consent
10. Service Modifications and Availability
Service Changes
We reserve the right to:
- Modify, suspend, or discontinue features
- Update prices and terms (with appropriate notice)
- Implement maintenance periods
- Enhance security measures
Notification of Changes
- Material Changes: 30 days advance notice via email or prominent website notice
- Minor Updates: Posted on website with updated "Last Modified" date
- Emergency Changes: Immediate implementation with subsequent notice
11. Consumer Rights by Jurisdiction
UK Users
Under the Consumer Rights Act 2015:
- Services must be performed with reasonable care and skill
- Right to refund for unsatisfactory services
- 14-day cooling-off period for distance sales
EU Users
Under EU Consumer Protection Directives:
- 14-day withdrawal right without reason
- Right to clear, comprehensible contract terms
- Protection against unfair commercial practices
International Users
We respect consumer protection laws in your jurisdiction where they provide greater protection than UK law.
12. Dispute Resolution
Progressive Resolution
- Direct Contact: Contact us at [email protected]
- Internal Review: We'll respond within 14 business days
- Mediation: Optional mediation through approved services
- Arbitration/Court: As specified in Section 2
Consumer ADR
EU consumers may use the Online Dispute Resolution platform: https://ec.europa.eu/consumers/odr/
14. Severability and Survival
If any provision of this disclaimer is held invalid:
- Remaining provisions continue in full effect
- Invalid provisions are modified minimally to become enforceable
- Key provisions (liability limitations, governing law) survive termination
15. Language and Translation
This disclaimer is originally written in English. Translated versions are provided for convenience only. In case of conflicts, the English version prevails.